The renewal risk model with Poisson premium income is discussed by using theory of Markov chain, the series expansion and the integral equation of the ruin probability is obtained. 对于保费收入为Poisson过程的更新风险模型,利用马氏链的理论,借助转移概率,得出了破产概率和破产赤字的展式及其所满足的积分方程。
Comparing with the individual agent system, the premium collection and repeat-sale system can break through the bottom neck of the agent system and effectively increase the amount of renewal premium collected and improve the insurer's market penetration and competitiveness. 与个人营销体制相比,收展制能突破现行个人营销体制发展瓶颈,有效提高续期收费水平,提升公司的市场开拓力和竞争力。
A compound renewal risk model with premium arrival by equilibrium renewal process 保费到达为平衡更新过程的复合更新风险模型
Renewal premium has higher stability and continuity characteristics, is the main source of profit, and is a solid foundation for insurance company. 续期保费收入具有比较高的稳定性和连续性的特点,是保险公司利润的主要来源,是保险公司持续发展的坚实基础。
Insurance company business income is from first-year premium, more important is the renewal premium. 保险公司的业务收入一方面是来自新客户的保费,更重要的是续期客户的保费收入。